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Banker vs Player

The banker win is discounted by a 5% commission in this model. Both bets push on ties; both use the same eight-deck hand probabilities.

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Baccarat · Banker~$10.58

Expected Loss · 1.06% Edge

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Baccarat · Player~$12.35

Expected Loss · 1.24% Edge

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~$1.77 difference in expected loss.

Same initial stakes and bet counts. Calculated with unrounded rates.

What This Comparison Holds Constant

No-commission baccarat and special paytables require different calculations.

These averages do not predict a session’s result or establish a safe amount to gamble.

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Baccarat / Rule Profile

Banker

1.06%

Hands, including ties

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Player

1.24%

Hands, including ties

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